Health & Welfare Consulting

P&B Live consultants are benefit innovators when it comes to providing trusted advisory services – whether your needs be in the area of brokerage and consulting services, strategic planning and solutions, or technology to ease the burden of your benefit plan administration.

We work closely with our clients to better understand the culture and character of their organization so that we can determine the best course of action suited to each organization’s specific needs. In the end, our client’s receive solid, creative solutions for their employee benefit plans at a reasonable cost.

The soaring costs of healthcare, a more dynamic workforce, and regulatory changes are creating new demands and opportunities for employers who provide health and welfare benefits.

Group Brokerage

P&B Live’s consultants and brokers are extremely well-versed in the location-specific medical network and carrier dynamics that make each geographic area around the country unique in their healthcare delivery.

Whether your plan be fully or self-insured, P&B Live will help you navigate the differences in how the various group carriers and claims administrators in your area operate, and will ensure that you are working with a claims administrator that provides the high level of customer service that you deserve. In addition, our comprehensive knowledge of the underwriting methodologies utilized by most carriers allows us to negotiate the absolute best rates available in the placement of your benefit plans.

Voluntary Benefits

A well-designed Voluntary Benefits program will expand a company’s overall benefits offering to employees without the employer incurring any additional direct cost. Most employees welcome the opportunity to purchase these worksite benefits with the ease of payroll-deducted premium payment and favorable group rates.

We would be happy to discuss the variety of voluntary benefit coverages available in the marketplace today, and whether these types of plans are consistent with your organization’s benefit philosophies and objectives.